Phoenix Title Loan Documentation—Everything You Need to Bring to Get Approved Fast
When you’re ready to receive a loan for your car using Auto Title Loan USA’s title loan process, then bring each of the following items along with your vehicle to one of our Valley locations in the Phoenix, Arizona metro area. When you have all the proper documentation in hand, the title loan process is fast and easy–and you could have your money within 15 minutes!
This is what you will need to bring with you:
- The car, automobile, truck, boat or other vehicle you will borrow againstOur experienced and knowledgeable loan officers and appraisers will want to examine your vehicle to assess condition and market value. Remember you will not be subject to a credit check. Auto Title Loans USA will loan you money based on the value of your asset and your proof of income. It’s important for us to see the actual vehicle. We use industry best practices and research to determine the value of your property. Check out Edmunds or Kelly Blue Book for a quick look at your car’s probable value, or just come in to one of our multiple title loan offices in Phoenix, Mesa, Gilbert, Scottsdale, Peoria, Chandler and Apache Junction.
- Clear car title registered in your nameBe sure to bring in your car’s title showing that it is registered in Arizona in your name. We can make a recommendation as to where you can transfer the car registration if the car is registered/titled in another state.As long as your car is paid off, has no liens against it, and your name is on the title, we can get you started moving forward with an auto title loan. A clear and clean title means your vehicle is paid off.
Even if you already have a title loan from another company, be sure to ask us how we can help you refinance and try to get a lower payment. Read what our customers have to say about us here: Reviews for Auto Title Loans USA.
- A driver’s license is a good form of Government issued ID. In order to receive a title loan, you must be 18 years old and have a valid, government-issued ID with you.
- Proof of Arizona address as legal Arizona residency is required to obtain an auto title loan. Bring in bills addressed to your name and address, including cable bills, electric bills or other utility bills.
- Proof of auto insurance – Proof of income Remember, Auto Title Loans USA does not require a credit check, but we do need to see proof of income. If you intend to keep driving the car during the time you will be paying back your loan, we require comprehensive automobile insurance coverage to protect the asset from collision or other damage until the title loan is paid off.Call us at 888.426.0600 if you have any questions about the language on your policy.
That’s it! With no credit check and with all the above listed documentation provided, you can receive a car title loan from Auto Title Loans USA within fifteen minutes of arrival at one of our Phoenix, Arizona title loan offices. Please remember, there are never any prepayment penalties—we encourage you to pay off your loan early if you can.
We’ll never run your credit, and you don’t even need to have a bank account. Find out how easy it is. Text us, call us, email us, or apply online for a title loan. Or visit one of our many Phoenix Title Loans locations.